Who We Are
Keith Klein, CFP®, ChFC®, CLU®, CASL®
Keith originally started in the insurance business in 1992 as an intern with one of the strongest insurance companies in the country. As an intern, he worked with mentors that had back grounds in insurance, investments, tax and law. This planted the seed of valuing the opportunities to work with experts in all these fields and as an experienced financial advisor; he continues to build on these relationship to create the best result possible for his clients.
A graduate of Eastern Michigan University with BS in Economics, Keith is a student of the industry. He has honed and broadened his skills to make him unique among his peers. In addition to being a Registered Investment Advisor, he has also completed some of the most rigorous certifications that the industry has to offer: ChFC® (Chartered Financial Consultant), CLU® (Charter Life Underwriter), CFP® (Certified Financial Planner), and most recently the CASL® (Chartered Advisor for Senior Living). These designations are not just book learning, the substance of the certifications are applied to the business to bring real world, practical solutions to people that want to solve problems.
Ana Brown, Operations Manager
Ana came to Turning Pointe Wealth Management in 2008 from Northwestern Mutual, where she worked for 4 years. She studied Business at Oakland University in the Greater Detroit area.
As the Operations Manager at Turning Pointe Wealth Management, Ana works closely with Keith Klein and assists with vendor relations, document management, office equipment and recordkeeping. She oversees the preparation of all annual review materials, supervises the maintenance of client and office files from year-to-year, processes new account paperwork for investment work. Ana also maintains existing investment client files, and processes new account and application paperwork for insurance products.
About Keith's designations:
CFP® (Certified Financial Planner): The CFP certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States.
ChFC® (Chartered Financial Consultant®): The ChFC® designation has been a mark of excellence for almost thirty years and currently requires nine college-level courses, the most of any financial planning credential. Average study time to earn the ChFC® exceeds 450 hours. Required courses cover extensive education and application training in financial planning, income taxation, investments, and estate and retirement planning. Additional electives are chosen from such topics as macroeconomics, financial decisions for retirement, and executive compensation. ChFC® designees must meet experience requirements and adhere to continuing education and ethical standards. The credential is awarded by The American College, a non-profit educator with an 84-year heritage and the highest level of academic accreditation.
CLU® (Chartered Life Underwriter®): For 84 years the CLU® has been the respected risk management credential for advisors. Designees have completed eight or more college-level courses representing an average study time of 400 hours. Topics for required courses include insurance and financial planning, life insurance law, estate planning, and planning for business owners and professionals. Elective courses include such advanced topics as income taxes, group benefits, retirement planning, and health insurance. CLU® designees must meet experience and continuing education requirements and must adhere to a high ethical standard. The mark is awarded by The American College, a non-profit educator with the top level of academic accreditation.
CASL® (Chartered Advisor for Senior Living®): The CASL® credential provides advisors with in-depth training on issues impacting seniors and those planning for retirement. The designation incorporates five required, college-level courses that represent an average total study time of more than 250 hours. Topics include investments, estate planning, health and long-term care financing, and financial decisions for retirement. CASL® designees must meet experience, continuing education and ethics requirements.